Q: i let a friend use my credit card and agreed for her to pay me back soon after, 9 months later and she hasn’t paid
a friend asked me for a favor to let them use my best buy credit to buy a laptop for their son that is going to college, i reluctantly allowed her to after asking me many times. She was my boss at my job at the time and i felt pressured to do her the favor. We agreed on paying me back a month or two after, i have all this proof through text messages . fast forward 9 months later and she has only paid me 100 from the full 1275.. i have been on top of her to pay me back but she continues to have excuses as to why she can't pay me back after 9 months. I had to pay off my credit card myself because it was beginning to affect my credit, i told her she needs to pay me back or i will pursue legal action. now she wants to pay me back partially but i do not want to accept anything unless it is the full amount she owes to avoid discrepancies, how should i proceed?
A: You could sue her in small claims court, but even if you get a judgment, collecting it may be difficult. So, accept what she pays you, but be sure to keep written, signed and dated documentation, including a payment agreement, receipts, etc.
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