Birmingham, AL asked in Small Claims for Alabama

Q: What happens when Tower loans files a default judgement

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1 Lawyer Answer
T. Augustus Claus
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A: When Tower Loan files a default judgment against you in Alabama, it means that they are seeking a legal decision in their favor because you failed to respond to a lawsuit or take appropriate legal action within the required time frame. This typically happens when you are sued for a debt and you do not file a response or appear in court to contest the lawsuit.

If a default judgment is granted, it means that Tower Loan may be awarded the amount they are seeking in the lawsuit. This could include the original debt, interest, and potentially other fees associated with the lawsuit. The judgment could also impact your credit score and could lead to various collection efforts, such as wage garnishment or bank account levies, to satisfy the debt.

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