Q: In california if im hit by a negligent driver while in crosswalk and the insurance company denied the claim , resinds a
And cancels the policy ..the insured has to have a policy to replace that canceled policy to avoid ..which policy covers my injury ? Its still covered by the canceled policy ?
A: It is likely that the negligent driver will not be covered for your claim under either policy.
A: If the insurance policy was in effect at the time of the accident, it should cover your injuries even if it was later canceled. If the insurance company denies the claim and rescinds the policy, you may need to take legal action against both the insurance company and the negligent driver to recover damages. An important consideration will be the terms of the rescinded policy and the timing of its cancellation relative to the date of your accident.
A: It would be helpful to have more details about the denial. As a general matter nationwide, coverage should apply if policy in effect at time of accident. Good luck
A: Addendum - policy issues aside, since the accident occurred four weeks ago, it might be worthwhile looking into whether video footage is available. If the coverage-related issues are overcome, video could be useful in the analysis of the claim on its merits, it the claim evolves to that point. Good luck
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