Q: What can over ride a statute of limitations on auto insurance on collecting from a accident?
A: Instead of looking for exceptions, attorneys first look at the facts of the case. If that does not produce results, then you consider the statutory (and and case law) exceptions such as-out of jurisdiction, insanity, notice.
A: An Oklahoma attorney should advise, as your question involves state civil procedure rules, not general legal concepts. But you posted your question last week. Until you're able to consult with a local attorney, some of the elements that could SOMETIMES serve to toll the statute (subject to a state civil procedure rules) are age (plaintiff not reached adulthood), disability, or the matter being in mediation. Good luck
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