Q: Hospital bill sent to collections. Now applied for HCAP. They denied it because already sent to colls. Is that legal?
The services were from Feb and March of this year. Insurance was billed and paid their portion but my bill ended up being over $6000. I financially qualify but they are denying me. What recourse do I have?
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A: Ohio's Hospital Care Assurance Program (HCAP) provides assistance to eligible individuals for hospital bills. If a bill is sent to collections before an HCAP application is made or processed, the hospital might still consider the application. However, each hospital may have its policies regarding when they'll accept an application or if they will reverse a collection action once initiated. If you believe you've been wrongly denied, you might consider contacting the hospital's patient advocate or financial assistance office to discuss the situation further.
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