Asked in Bankruptcy for California

Q: Is my BK endangered by my roommate sister adding a cousin to her credit card that lives elsewhere? He received cc here

She said his actual residence address was listed in her authorization user process and not at my condo. I'm worried this will be a wrench in process that's waiting for a ruling. I'm in California by the way

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3 Lawyer Answers
James L. Arrasmith
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Answered
  • Bankruptcy Lawyer
  • Sacramento, CA
  • Licensed in California

A: Under California law, adding an authorized user to a credit card does not automatically link the primary account holder's address to the authorized user's credit history or vice versa. The credit card issuer generally asks for the authorized user's address for mailing purposes, but this does not establish residency for either party.

If your BK (bankruptcy) process is ongoing, what matters most is the accuracy of the information you've provided to the court and your diligence in complying with all requirements. It's essential to keep your attorney informed about any changes or concerns. Your roommate's sister's decision to add her cousin to her credit card should not directly impact your BK proceedings, especially if the cousin's address was accurately provided.

However, always ensure that any financial or property transactions you're involved in are transparent and properly documented. If in doubt, consult with your attorney to address specific concerns related to your case.

Timothy Denison agrees with this answer

1 user found this answer helpful

Leon Bayer
Leon Bayer
Answered
  • Bankruptcy Lawyer
  • Long Beach, CA
  • Licensed in California

A: I see no problem with the other person associating the address where you live with his credit card application.

Timothy Denison and Martha Warriner Jarrett agree with this answer

1 user found this answer helpful

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: No. Dmshould not affect you in the least.

Martha Warriner Jarrett agrees with this answer

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