Charlotte, NC asked in Real Estate Law for North Carolina

Q: Can I get my name off a mortgage without refinancing?

My wife and I divorced 8 years ago and my name is still on the house mortgage that her and her husband of 5 years lives in. I gave her the house and have not lived there for 10 years.

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1 Lawyer Answer

A: Your divorce proceedings should have included an agreement for her to refinance the property, but they may not have. If they didn't you can request the bank remove you but they will likely refuse to do so.

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