Omaha, NE asked in Traffic Tickets for Nebraska

Q: Is there a new car insurance grace period?

My cousin bought a car in Iowa but lives in Nebraska. Recently got pulled over and fined for not having insurance. They were was told they should’ve had it before even leaving the dealerships. It wasn’t a requirement for her to have it before leaving the dealership in Iowa, so is there no grace period on new cars to get insurance?

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1 Lawyer Answer
Julie Fowler
Julie Fowler
  • Omaha, NE
  • Licensed in Nebraska

A: Your question is currently posted in Nebraska. In Nebraska, you have to have insurance on your vehicle in order to drive it on a public road. Thus, it is the standard for a party to contact their insurance company to make sure their insurance is active before they drive the vehicle off the lot after purchase. There is no grace period in Nebraska.

If the vehicle was purchased that same day, maybe the car was still covered by a dealership policy to the extent that the party could show such for purposes of avoiding the ticket for no insurance?

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