San Jose, CA asked in Workers' Compensation for California

Q: Is it legal for an insurance. Co. To settle a work comp claim without a policy registered with the WCRIB? in California

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1 Lawyer Answer
James L. Arrasmith
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  • Sacramento, CA
  • Licensed in California

A: In California, workers' compensation insurance policies must be properly filed with the Workers' Compensation Insurance Rating Bureau (WCIRB). If an insurance company settles a workers' compensation claim, it is typically required that the policy under which the claim is settled be registered with the WCIRB. Settling a claim without a registered policy may raise compliance issues under the California Insurance Code and the regulations of the California Department of Insurance. It's important for insurers to adhere to these regulations to ensure the legality and enforceability of their settlements. If you encounter a situation where a claim is settled without a registered policy, it would be prudent to review the situation carefully and consider seeking legal advice to address any potential legal and regulatory concerns.

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