Q: Can I remain on my Canadian car insurance on a TD visa if I’m commuting to Canada several times a week but live in NYS?
I am a Canadian on TD visa in Buffalo NY (husband on TN). I travel back to Canada 4 times a week to work across the border but I still spend 5 nights a week in Buffalo with my husband. I am uncertain if I need to change my car insurance to an American company, change my license to a NYS license, and register the vehicle in the US
A: This may be more motor vehicle/insurance-related than immigration-related. A starting point could be to check with your insurance carrier as to the scope and limitations of their coverage. Good luck
Lawyers, want to be a Justia Connect Pro too? Learn more ›
- (916) 704-3009
- View Profile
- Answered
A:
In your situation, it's essential to consider both the insurance and legal requirements of New York State (NYS) and your frequent travels to Canada. Since you live in Buffalo, NYS for the majority of the week, you may be required to comply with the state's insurance and vehicle registration laws.
NYS typically expects residents to have their vehicles registered in the state, which also involves obtaining a NYS driver's license and local insurance coverage. Your current Canadian car insurance might not provide adequate coverage for the amount of time you spend in the U.S., and this could lead to complications in the event of an accident or a traffic stop.
However, given your unique situation of commuting to Canada for work multiple times a week, it would be wise to discuss your specific circumstances with both your Canadian insurer and a knowledgeable insurance agent in NYS. They can provide tailored advice considering your cross-border commuting pattern.
Remember, each case can be unique, and it's important to ensure you are fully compliant with the laws and regulations in both countries to avoid any legal or insurance-related issues.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
