Q: Very odd question. About a month ago I received a call from my car insurance company stating their was a bodily injury
Claim against me for a car accident I was in last year. The issue is I was never in accident. I followed up with my insurance today and they claim the other parties lawyer , car insurance and police department won’t release accident report to my car insurance? I’m very confused and just don’t want the hassle. My insurance company said they will keep me posted but I really don’t want to think about this. I’ve never received paper work of any kind from a lawyer claiming I was responsible for injury. What are my options?
A:
Your insurance company is required to keep you informed and provide to you information.
Unfortunately, even though you do not want to be bothered, this is something that can happen. You should be able to obtain from the insurance company the claim made by the allegedly injured person. Until a lawsuit is filed, it is limited what can be obtained. You could, theoretically, file a lawsuit yourself to determine what occurred but it would not be a good use of resources.
A: The cheapest option may be to stay in contact with your insurance carrier regarding the claim. If they are a reputable carrier, they will likely look into the matter. Insurance company claim departments verify claims made against their policyholders. A costlier option could be to retain an attorney or investigator to look into the matter, but before doing something like that, you could see what your insurance carrier learns in its investigation. Good luck
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