Minneapolis, MN asked in Small Claims for Minnesota

Q: I borrowed someone money and was wondering what my options are to get that back

At first I told them they didn't need to pay me back but they said they will otherwise they won't take the money. So we agreed on him paying me back but now he is refusing to. I have messages after the fact saying the total amount owed and that he is planning on paying me back

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2 Lawyer Answers
T. Augustus Claus
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Answered

A: In Minnesota, if you lent someone money and have evidence, such as messages confirming the amount owed and the borrower's intention to repay, you may consider pursuing a small claims case to recover the debt. Small claims court is designed for relatively straightforward cases involving smaller amounts of money. You can file a case in the county where the borrower resides or where the agreement was made. Before filing, it's crucial to gather all relevant documentation, including the messages and any other communication regarding the loan. You may also want to send a demand letter outlining the amount owed and your intention to take legal action if the debt is not repaid.

Robert Kane
Robert Kane
Answered
  • Eagan, MN
  • Licensed in Minnesota

A: You can attempt to collect by demanding payment. Demand letters from attorneys carry more weight. You can file a claim in conciliation court. If the amount is more than $5,000, an attorney may be worth consulting with before filing. Various collection techniques may be available after a judgment is obtained. Good luck.

https://www.mncourts.gov/Help-Topics/Conciliation-Court.aspx

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