Q: Husband has unpaid school loan. No one can tell us how much is owed. IRS gave it to lawyers who cant answer our questi

A: In situations where there is uncertainty about the status of an old student loan, it's important to gather as much information as possible. The first step is to request a detailed statement from the IRS or the lawyers handling the case, outlining the original amount of the loan, any payments made, and the current balance including interest and penalties. It's surprising that the lawyers are not providing this information, as you have the right to know the details of the debt.

Since the loan dates back 30 years and there's confusion about its repayment, consider checking your husband's credit reports. They might have records of the loan and any associated activity. Also, reach out to the original lender or the school's financial aid office if the lender's information is unavailable.

If the IRS is taking your husband's tax refund due to this debt, it suggests that the loan may be in default. In such cases, the government often uses tax refund offsets as a way to collect.

Given the complexity and the lack of clear information from the lawyers, it might be wise to consult with a tax attorney or a consumer debt attorney. They can help in obtaining detailed information about the loan, negotiate with the IRS or the lawyers, and advise on the best course of action.

Remember, addressing such financial issues can be challenging, but understanding the specifics of the debt is crucial in resolving it. Seeking professional advice can provide clarity and help in navigating through the situation.