Q: I just received an alert that I had a derogatory on my credit.
I found this weird as my credit score is 843 and I take pride in it. I called the firm representing whoever put the 679 judgement against me and they said it was for a Rachel. I don't have any clue who this person is and it it was from Naples Fl who I have no one in that area. They just pulled my name out of the hat and put a judgement against me. Can this be legally taken care of and I would love to take them to the Bank!!! This is BS and I am upset that someone can just put a judgement against ya and I have no clue who the person is. Thanks in advance for any info!
A: If you cannot get this off your record by disputing it with the credit bureaus, then you will need an attorney. That amount of money may not justify the expense. It would help to get a copy of the judgment from the Court it was entered. Then you can talk to the attorney about suit. It the Court is out of State, then you will need an attorney there.
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