Memphis, TN asked in Personal Injury for Tennessee

Q: My brother was in a accident in 1997 that left him a quadriplegic, my mother has taken care of him since then and the

Insurance company pays her 1044.00 a month. It has never increased she has gotten to old to continue and I will be taking over what are my legal rights for more pay

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James L. Arrasmith
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Answered

A: Taking over the care of a family member who is a quadriplegic is a significant responsibility. The financial aspect, including the payment from the insurance company, is crucial for ensuring that your brother receives the care he needs. If the monthly payment of $1,044 has not increased since 1997, it's reasonable to inquire about an adjustment due to inflation and the increased cost of living.

Your first step should be to review the terms of the insurance policy that provides this payment. Understanding the policy's provisions regarding caregiver compensation and any potential for adjustments or increases is essential. It's also important to determine if there are specific conditions under which the payment amount can be re-evaluated or renegotiated.

If, after reviewing the policy, you believe there is a basis for an increase, you might consider contacting the insurance company to discuss the situation. Be prepared to provide them with relevant information, such as the increased costs of caregiving and any changes in your brother's condition that might necessitate additional support. If navigating these discussions proves challenging, seeking advice from a legal professional experienced in insurance and personal injury law could be beneficial. They can help advocate for your brother's needs and ensure that the compensation is fair and adequate for his care.

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