West Dundee, IL asked in Banking for Wisconsin

Q: If a bank or credit union in Wisconsin alters or forges my income from $977.78 per month in ssi benefits to $2978.83...

On an unsigned loan application It legal for their attorney to sue me for $21,000 triple the car's value and get the dodge County court a place I do not live to replevin it please?

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James L. Arrasmith
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Answered

A: If a financial institution has altered or forged information on a loan application without your consent, this is a serious legal issue. Altering financial information to secure a loan could be considered fraudulent, and having this done without your signature raises significant concerns about the legality and ethics of the institution's practices.

In the event that you're being sued for an amount that exceeds the value of the collateral (in this case, a car), and especially if the lawsuit has been filed in a county where you do not reside, it's crucial to understand your legal rights and the proper jurisdiction for such matters. Lawsuits generally should be filed in the defendant's county of residence or where the contract was signed, depending on state laws and the specifics of the case.

It's highly advisable to seek legal advice under these circumstances. A lawyer can provide guidance on how to address the issue of forged or altered documents, represent you in court if necessary, and help ensure that your rights are protected throughout the process. Gathering all related documentation and communications with the bank or credit union will be essential in building your case.

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