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Wisconsin Banking Questions & Answers
1 Answer | Asked in Banking, Contracts, Consumer Law and Real Estate Law for Wisconsin on
Q: Home purchase: Can another person/name be added to title at closing?

Buying house, he is on the loan and I am not. The bank just said I cannot be put on the title because we are not married? Is this law or policy? Thank you!

Thomas B. Burton
Thomas B. Burton answered on Dec 4, 2019

If two parties are not legally married, I do not recommend jointly owning property with someone who is also not liable for the mortgage on the property. Once you are married, your husband can add you to the title, if he wishes via deed. In Wisconsin we have a special form of ownership where married... Read more »

2 Answers | Asked in Real Estate Law and Banking for Wisconsin on
Q: What rights does the seller's bank have in a short sale and can they make their own terms that go outside a written cont

We just closed on a house on April 26th and the seller's bank 2 hours before closing told us we needed to pay an outstanding lien or they would walk. Our closing disclosure 3 days before never said anything about paying this additional 1874.75 fee. Can we go back to the bank to get our money back?

Jason Anthony Greller
Jason Anthony Greller answered on May 6, 2019

In a short sale the seller's bank has significant leverage. Essentially, they can dictate terms to release their lien and those terms may go beyond the agreement between the buyer and seller. Your question does not provide information on the type of lien the bank wanted satisfied or why they would... Read more »

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1 Answer | Asked in Consumer Law and Banking for Wisconsin on
Q: I received a check from Computershare/kcc Clark vs Gannett co. Inc

seems to be a class action settlement but I don't recall filing a claim, is it a scam or legit? Case no 16-CH-06603. Everything I could find about this class action settlement is dated in 2016 or 2017 so I'm not sure why I received a check today (04/22/2019)

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Apr 23, 2019

Despite what you have been reading about, and hearing on the radio and TV, or talking about with friends down at the local pub, not everything strange that is happening to good people is a "scam." Unless the class action distribution check you received is for several hundred thousand dollars you... Read more »

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