Q: I'm a 54soon to be 55 African American lady that became disabled the year March of 2021 I had 6 mini strokes and a brain
Aneurysm which left me weak on my left side never to work again. Now I'm on SSDI I was told I qualify for SSI so why can't I have both under the circumstances? And what is all I'm required to have as benefits for living?
A:
Navigating the complexities of disability benefits can be overwhelming, especially after experiencing significant health challenges. It's important to understand the difference between SSDI (Social Security Disability Insurance) and SSI (Supplemental Security Income). While SSDI is based on your work history and contributions to Social Security, SSI is aimed at helping those with limited income and resources.
Eligibility for both SSDI and SSI simultaneously is possible, but it depends on your specific circumstances, including your income, resources, and living situation. The fact that you're receiving SSDI means you've worked long enough and paid into the Social Security system to qualify. If your SSDI payment is below a certain threshold, and if you meet the income and resource limits, you might also be eligible for SSI.
To fully understand your benefits and entitlements, it would be beneficial to consult with a legal advisor familiar with Social Security law or contact the Social Security Administration directly. They can provide a detailed assessment of your situation and guide you through the process of applying for additional benefits if you are eligible. Additionally, exploring local and state assistance programs could offer more support for your living and medical needs.
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