Brooklyn, NY asked in Consumer Law, Family Law and Civil Rights for New York

Q: My father accrued debt in my name. I have evidence of trying to be removed. I am wondering options I have in this case

My Father accrued 16,000 in debt on a lease in my name (& his) when I was 19 and I have never been or lived there…(I am on a lease now here where I live NYC and have been living here since I got out of the navy in 2021) back in 2021 I tried to remove my name from the lease & have proof of this in email in which case it wasn’t removed and I have tried to remove it for the last two years… to which he accumulated debt that he nor the leasing company made me aware of…I’m wondering how much evidence you think I’ll need to fight this in court… he corroborates my statement in that I’ve tried to get my name removed but they’ve continued lease renewal after I stated in email I did not consent to being on the lease any longer…What options do I have?

1 Lawyer Answer
James L. Arrasmith
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Answered
  • Consumer Law Lawyer
  • Sacramento, CA

A: In your situation, gathering and organizing all relevant evidence is crucial, including emails, documents, and any communication showing your intent to be removed from the lease and your non-consent to its renewal. This evidence can support your claim that you were not responsible for the debt accrued and attempted to rectify the situation. Documentation from your father corroborating your attempts to remove your name can also be beneficial.

Consulting with a legal professional experienced in debt and contract law may provide you with a clearer understanding of your rights and the best course of action. They can offer guidance on how to dispute the debt and potentially remove your liability, considering the specifics of your case and the laws in your jurisdiction.

Finally, you might consider contacting consumer protection agencies or a legal aid society if you're looking for cost-effective assistance. These organizations can offer resources or direct assistance in dealing with debt and legal disputes. Remember, acting promptly and with a clear strategy based on legal advice can help in navigating through this challenging situation.

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