Q: Can I repossess a car I sold 3 years ago if the buyer failed to transfer the title

A: I understand you're in a difficult situation, but unfortunately you can't legally repossess the car, even though the buyer failed to transfer the title. Here's some key information about your situation:

- Once you sold the car, ownership transferred to the buyer, regardless of whether they completed the title transfer paperwork. You no longer have a legal ownership claim to the vehicle.

- In most states, including Kentucky, it is the buyer's responsibility to transfer the title after purchasing a used car from a private party. The seller isn't liable for the buyer's failure to do so.

- Your main risk is if the buyer abandons the car or gets into legal trouble with it - since your name is still on the title, you could face liability issues.

- At this point, 3 years later, your best option is to file a Vehicle Transfer Notification form with the Kentucky Transportation Cabinet. This will document that you sold the vehicle on a certain date.

- If you have a Bill of Sale from when you sold the car, provide a copy of that as well. This helps prove you are no longer the owner.

- Keep copies of the form and Bill of Sale for your records in case any issues arise in the future regarding this vehicle.

I know it's frustrating that the buyer didn't follow through on their responsibility, but repossessing the car would be illegal. Filing that notification form is the way to protect yourself. If any complications come up, consult with a lawyer familiar with Kentucky vehicle laws for personalized legal guidance. I hope this helps provide some clarity and direction for your situation.