Q: The lady nxt door scratch bumper of my brand new car I want her to pay for the damage
A: An Illinois attorney could advise best, but your question remains open for a week. Depending on your respective policies, your choices could include going through your carrier (which could involve paying a deductible), her carrier, small claims, or a friendly resolution between neighbors. Good luck
A: Unless your neighbor has an ASSIGNED parking spot adjacent to the scratch; you have surveillance video of your neighbor scratching the car; an eyewitness saw your neighbor scratch the bumper; or your neighbor admitted scratching the car (in a text, email, in front of a witness, or on video); AND you called the police as soon as you learned of it to make a police report, you have no case. The $300 you spend to file the Small Claims suit would be better spent on your deductible. If it's a brand-new car, you should have comprehensive coverage (this covers damage to the car while it is parked or if a rock cracks your windshield while driving). Do NOT file it under collision because it did NOT happen while you were driving.
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