Asked in Car Accidents for Arkansas

Q: Do i have to go through a mechanic and have my car fixed to settle my insurance claim? Can I just get cash?

I was involved in a car accident that was not my fault and there where no injuries. There insurance company said I will not get any further settlement until my car is dismantled by a mechanic and then they will negotiate getting the car fixed with them. I don't want my car fixed or at least not everything. I plan on fixing some and just letting some be damaged and put some money in my pocket. I feel like it is my car I should be able to do what I want right.

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1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Personal Injury Lawyer
  • Little Neck, NY

A: An Arkansas attorney could advise best, but your question remains open for two weeks. Most insurance carriers don't care what you do with the check if it is for superficial damages that don't affect safety or roadworthiness. If your collision damages are extensive enough for the carrier's property damage adjuster to want the panels taken off, they might be protecting themselves against future claims, especially if the damages impact vehicle safety, yours or that of others. Someone would need to see the report of the adjuster and the estimate of the body shop to advise meaningfully. Good luck

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