A driver ran a stop sign and hit my vehicle. I had non-life threatening injuries, but significant damage to my car. The police report was unable to determine fault and as a result the other driver's insurance company refuses to pay out. What can I do about the damage to my car?
It is my car that I just had took out the shop on Saturday evening and wasn't able to put insurance on it until that Monday and I lent it to her for Easter Sunday so they can get around on Easter, but the car is mine and was gonna put it on my insurance with my other 2 cars. I do have the... Read more »
Based on my limited knowledge of the facts, it appears that the person operating the vehicle that lost the ATV would be responsible. However, if you had a last clear opportunity to avoid the accident, you could be apportioned some percentage of fault.
I financed a Honda Civic back in 2013 thru a dealership in Garland. I had bad credit at the time so my mom was owner of the car, i was the “co-signer.” I drove it until April 15 when i could no longer afford the vehicle since i moved to OK to go to school. My mom let her fiancé drive it... Read more »
There are a lot of issues here. The short answer is that even if you do win, it’s unlikely that you will ever be able to collect anything on any judgment that you get against the woman who wrecked the car. However, if she does have some easily identifiable assets that are subject to collection of...Read more »
We recently purchased a used 2016 Ford Mustang for my son for his 18th birthday which is on January 3rd. Until then, I did not want him driving due to him not being insured. 2 Days later, I gave him permission to drive to run some errands and pay some bills for us since me and his mother are away... Read more »
You should check your insurance policy to determine whether he was an excluded driver. It's possible that your insurance will still cover the accident, depending on the insurer. However, it's likely that there's an exclusion for allowing someone to drive the car who is not a...Read more »
In Louisiana, the “No-Pay, No Play” law bars uninsured and underinsured drivers from collecting the first $15,000 of bodily injury damages and the first $25,000 of property damages. This means that even if the other driver is at fault, an uninsured driver will have to cover medical costs up to...Read more »
Bailment law in Texas still requires you to show that the dealer was somehow negligent. That means that something they did breached their duty to you as a customer that led to the theft. It may be that they left your car parked in an area that was not secure, it may be that they knew or...Read more »
The issuance (or failure of same) has no bearing on liability. However, I’m not sure I understand the sequence of events. If you had to maneuver to avoid the collision with the driver who pulled out in front of you only to collide with another vehicle head on, it will probably require the...Read more »
You should immediately forward the documents you received to your insurance carrier and confirm that they will timely file a formal response on your behalf. Otherwise, a judgment may be entered against you, and it could be registered in Texas.
Policy cancelled. We called owner of co and he told us he would pay to come to the business so they could take pic and then get estimate which he did. Now they are giving him the run around saying he has to take it up with the man driving the car who we can never reach. What are his options
You have several options. First, your boyfriend should put his own insurance company on notice of a potential uninsured motorist claim on his own policy. Second, if the driver was working in the course and scope of his employment, you should put both the driver and the driver's employer on...Read more »
My sister (17 years of age) decided to ride on the back of her friend’s motorcycle. I am not sure of his age. He could be 17-19 years old. They had an accident. I don’t think the kid was being negligent. I really don’t know, but he had to brake or turn really quickly to avoid another... Read more »
First accident, Panicking, Scared, Shocked, did not want to get in trouble by parents, drove away after hit. But He/She was not the one who hit. He/She drove away after He/She got hit. so a hit and run.
There are two parts to this question: (1) leaving the scene of an accident can range from a misdemeanor to a felony, depending on the degree of damage or injury. (2) Insurance fraud is another issue that may arise. Please be aware that claims made to an insurer are recorded and can be used in a...Read more »
But the straight on coming traffic was clear so I went on a green light. Only to be struck, by this woman, who I never saw while making my turn into the intersection, who was speeding towards me, who didnt even stop or slow down when she struck me, and there where no skid marks on her end. The... Read more »
Vehicular homicide requires the killing of a human being while driving with one of six types of alcohol/drug combinations. This can include prescription drugs or other medications (hint: Ambien) if the package contains a warning against driving. See La. Rev. Stat. §14:32.1.
You will be responsible for your damages and the other driver's damages since you were at fault. The other driver has the option of (a) taking you to court and obtaining a judgment against you, and/or (b) filing a uninsured motorist claim on his/her own insurance. However, his insurer could...Read more »
Liability will rest with the at-fault driver. That driver's insurance (assuming he has it) should cover your damages. If he/she does not have insurance, then your uninsured motorist policy should cover your damages. Whether your husband was an excluded driver could complicate a claim for...Read more »
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