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place spilled and scalded her. She says I need to sue the restaurant, not her. Is this true?
answered on Jul 5, 2018
No, she would still be negligent. She is the proper Defendant.
A driver ran a stop sign and hit my vehicle. I had non-life threatening injuries, but significant damage to my car. The police report was unable to determine fault and as a result the other driver's insurance company refuses to pay out. What can I do about the damage to my car?
answered on Apr 26, 2018
Submit it to your insurance carrier. if they believe the other insurer is responsible, let them deal with it.
It is my car that I just had took out the shop on Saturday evening and wasn't able to put insurance on it until that Monday and I lent it to her for Easter Sunday so they can get around on Easter, but the car is mine and was gonna put it on my insurance with my other 2 cars. I do have the... View More 
answered on Apr 7, 2018
This occurred in Texas? You should be fine to pursue a claim on the other parties' insurance. Texas doesn't have a no pay, no play law (yet).
we do.? our truck was totaled.by a restricted driver.
answered on Apr 2, 2018
Texas law requires that any rejection of Uninsured Motorist (UM) coverage be in writing. Have your agent show you the writing where it was waived/rejected.
answered on Mar 13, 2018
Based on my limited knowledge of the facts, it appears that the person operating the vehicle that lost the ATV would be responsible. However, if you had a last clear opportunity to avoid the accident, you could be apportioned some percentage of fault.
I live in Texas and have been working with a lawyer but once they found out that other driver her insurance was not valid or expired there said there was
answered on Jan 20, 2018
Check your policy for your Uninsured Motorist (UM) coverage. Unless you specifically waived it in writing, you should have coverage for your losses.
I financed a Honda Civic back in 2013 thru a dealership in Garland. I had bad credit at the time so my mom was owner of the car, i was the “co-signer.” I drove it until April 15 when i could no longer afford the vehicle since i moved to OK to go to school. My mom let her fiancé drive it... View More
answered on Jan 2, 2018
There are a lot of issues here. The short answer is that even if you do win, it’s unlikely that you will ever be able to collect anything on any judgment that you get against the woman who wrecked the car. However, if she does have some easily identifiable assets that are subject to collection of... View More
We recently purchased a used 2016 Ford Mustang for my son for his 18th birthday which is on January 3rd. Until then, I did not want him driving due to him not being insured. 2 Days later, I gave him permission to drive to run some errands and pay some bills for us since me and his mother are away... View More
answered on Dec 29, 2017
You should check your insurance policy to determine whether he was an excluded driver. It's possible that your insurance will still cover the accident, depending on the insurer. However, it's likely that there's an exclusion for allowing someone to drive the car who is not a... View More
I know there is a no pay no play law in Louisiana but is there any way I could do something about this?
answered on Dec 23, 2017
In Louisiana, the “No-Pay, No Play” law bars uninsured and underinsured drivers from collecting the first $15,000 of bodily injury damages and the first $25,000 of property damages. This means that even if the other driver is at fault, an uninsured driver will have to cover medical costs up to... View More
The dealer says they are not responsible but I feel that they should be responsible since they had possession of my vehicle
answered on Dec 5, 2017
Bailment law in Texas still requires you to show that the dealer was somehow negligent. That means that something they did breached their duty to you as a customer that led to the theft. It may be that they left your car parked in an area that was not secure, it may be that they knew or... View More
Will the driver who caused us to hit head on be responsible? ( he made a right turn in front of me on the
highway from a complete stop in a 55mph speed limit
zone) This caused me to avoid hitting him in the back and
On coming traffic so I exited the hwy
answered on Dec 5, 2017
The issuance (or failure of same) has no bearing on liability. However, I’m not sure I understand the sequence of events. If you had to maneuver to avoid the collision with the driver who pulled out in front of you only to collide with another vehicle head on, it will probably require the... View More
answered on Nov 24, 2017
You should immediately forward the documents you received to your insurance carrier and confirm that they will timely file a formal response on your behalf. Otherwise, a judgment may be entered against you, and it could be registered in Texas.
And if you get a ticket for C. O. M. V. how much would the ticket be
answered on Jun 23, 2017
It's Careless Operation of a Motor Vehicle. You will need to call the clerk with the telephone number listed on the ticket to determine the amount of the fine associated with the citation.
Policy cancelled. We called owner of co and he told us he would pay to come to the business so they could take pic and then get estimate which he did. Now they are giving him the run around saying he has to take it up with the man driving the car who we can never reach. What are his options
answered on Jun 19, 2017
You have several options. First, your boyfriend should put his own insurance company on notice of a potential uninsured motorist claim on his own policy. Second, if the driver was working in the course and scope of his employment, you should put both the driver and the driver's employer on... View More
My sister (17 years of age) decided to ride on the back of her friend’s motorcycle. I am not sure of his age. He could be 17-19 years old. They had an accident. I don’t think the kid was being negligent. I really don’t know, but he had to brake or turn really quickly to avoid another... View More
answered on Jun 17, 2017
She needs to file a claim on the motorcycle owner's insurance policy as soon as is practical.
First accident, Panicking, Scared, Shocked, did not want to get in trouble by parents, drove away after hit. But He/She was not the one who hit. He/She drove away after He/She got hit. so a hit and run.
answered on Jun 5, 2017
There are two parts to this question: (1) leaving the scene of an accident can range from a misdemeanor to a felony, depending on the degree of damage or injury. (2) Insurance fraud is another issue that may arise. Please be aware that claims made to an insurer are recorded and can be used in a... View More
But the straight on coming traffic was clear so I went on a green light. Only to be struck, by this woman, who I never saw while making my turn into the intersection, who was speeding towards me, who didnt even stop or slow down when she struck me, and there where no skid marks on her end. The... View More
answered on May 2, 2017
An attorney would need to consult with you regarding this collision in addition to reviewing all available documentation: accident report, cost of damages, medical records, etc.
Further, if this occurred in Louisiana, you would need to post this in the Louisiana forum. The limitations... View More
answered on Apr 25, 2017
Vehicular homicide requires the killing of a human being while driving with one of six types of alcohol/drug combinations. This can include prescription drugs or other medications (hint: Ambien) if the package contains a warning against driving. See La. Rev. Stat. §14:32.1.
We did not get police report we exchanged info. Do we pay for our own damages.
answered on Apr 17, 2017
You will be responsible for your damages and the other driver's damages since you were at fault. The other driver has the option of (a) taking you to court and obtaining a judgment against you, and/or (b) filing a uninsured motorist claim on his/her own insurance. However, his insurer could... View More
will my car get fixed or do he get prosecuted
answered on Apr 13, 2017
Liability will rest with the at-fault driver. That driver's insurance (assuming he has it) should cover your damages. If he/she does not have insurance, then your uninsured motorist policy should cover your damages. Whether your husband was an excluded driver could complicate a claim for... View More
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