Tuscumbia, AL asked in Bankruptcy and Car Accidents for Alabama

Q: I had a wredk and and no insurance my license was suspended wat do I do to get them back

I am able to reinstate my license June 2024 do I have to be paying on a the car I wrecked with...we never went to court and its down as my fault a

can i file bankruptcy on the wreck to get my license back

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3 Lawyer Answers
Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: Yes. You can file bankruptcy and possibly get your license back.

Tim Akpinar agrees with this answer

James L. Arrasmith
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Answered
  • Bankruptcy Lawyer
  • Sacramento, CA

A: I understand you're in a difficult situation with your suspended license and the aftermath of a car accident. Let me break down the key points and offer some general guidance:

1. License reinstatement:

You mentioned you can reinstate your license in June 2024. This is likely based on the suspension period set by Alabama law for driving without insurance.

2. Debt from the accident:

Since the accident was deemed your fault and you had no insurance, you're likely responsible for damages to the other party's vehicle and any potential medical bills.

3. Bankruptcy and license reinstatement:

Filing for bankruptcy might potentially help clear some debts related to the accident. However, it's important to note that bankruptcy doesn't automatically reinstate a suspended license. You'll still need to meet the state's requirements for reinstatement.

4. Steps to consider:

a) Contact the Alabama Department of Public Safety to confirm exactly what you need to do to reinstate your license in June 2024. This may include:

- Paying reinstatement fees

- Providing proof of insurance

- Addressing any outstanding fines or judgments

b) Look into setting up a payment plan with the other party involved in the accident, if possible.

c) Consult with a bankruptcy attorney to understand if bankruptcy could help in your specific situation and how it might affect your debts from the accident.

d) Start saving money for potential reinstatement fees and insurance costs.

e) Consider seeking legal advice about your options regarding the accident debt, especially since you mentioned no court involvement.

Remember, this is general advice and your specific situation may have additional complexities. It would be best to consult with a local attorney who specializes in traffic law and/or bankruptcy to get personalized guidance.

Tim Akpinar agrees with this answer

Tim Akpinar
Tim Akpinar
Answered
  • Personal Injury Lawyer
  • Little Neck, NY

A: Yes. As my colleagues correctly point out, the reinstatement and bankruptcy processes are separate. Good luck

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