Q: About 2 months ago my employer gave me a loan for $3500 for a dwn pymnt on a vehicle and. can she keep it if its finance
In the loan it mentioned if i quit or got fired that i would have to pay the loan immediately, i got fired and before i knew it. she went through my personal items and took my keys. when it was time to leave she had my car in her possession. In the contract it did not mention my car as collateral. the vehicle is being financed and it currently has a lien on it. what can i do? should i report it stolen?
A: No, your employer cannot keep the car. You should file an action in justice of the peace court for replevin to get a court order to get your car back. Expect your employer to countersue for a judgment for the balance you owe to your employer for the loan given to you. Because your contract does not pledge the car as collateral for the loan from your employer, your employer has no right to possession of your car.
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