Q: What can I do when a auto insurance company charges me more money for policy because of not at fault accident on record
The accident was not a moving violation the accident was my car was parked in front of my house and a tow truck back into it the tow trucks insurance paid for the damages so how can I insurance company charge me a higher premium I take my discounts away for being an unsafe driver when there was nobody in the car and it's listed on my driving record as a not at fault accident
A:
A Missouri attorney could advise best, but your question remains open for a week.
Reach out to your carrier to discuss. You're correct - based on your description, that type of accident should not reflect upon your record as a safe driver. But some carriers count all accidents. You could also check with your state's department of insurance, which could offer more specific guidance on state-specific insurance protections for consumers. Good luck
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