Q: a mortgage lender worker said I wasn't on the deed but I'm on the recorded deed at the courthouse how is this possible
I been paying on the mortgage not knowing I was a co owner joint tenant with rights or survivorship I never signed for a mortgage or spoke to anyone I need help I cant get my son in school if I don't have the title but I'm a co owner
A: It is unclear from your post if the mortgage lender was referring to you not being on the mortgage or not being an owner of the property. There are 2 different kinds of deeds they could have been referring to - the Security Deed, which is the mortgage document, and the deed which conveyed ownership of the property (usually a Warranty Deed). Both types of deeds are recorded in the county real estate records. If you are on the ownership deed, you are an owner of the property. It is possible for you to be an owner of the property, but not be on the Security Deed.
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