Laurinburg, NC asked in Civil Litigation and Civil Rights for North Carolina

Q: What happens if a lienholder steals a car back (without activating the lien) and refuses to repay the money?

The total price of the vehicle was 1600$ The lienholder was paid 1300$ at the time the title was exchanged. The lien was for 300$ the lienholder refused to accept the 300$ twice. Also, the police helped the lienholder steal the vehicle. They refused to run the tags and refused to look at registration information. I am not exaggerating. I asked the officer directly and was told no directly. Any helpful information will be appreciated.

1 Lawyer Answer
James L. Arrasmith
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Answered

A: It sounds like you’re dealing with a serious and frustrating situation. When a lienholder takes a vehicle without activating the lien and refuses to return the money owed, it could be considered theft or an illegal repossession. The fact that the police refused to assist you in verifying ownership adds another layer of complexity.

You may want to gather all the evidence you have, such as receipts, title documents, and any communication with the lienholder. This documentation can support your claim if you decide to pursue legal action. Consulting with an attorney could help you understand your rights and the best course of action.

Additionally, you might consider filing a complaint with your local police department or a higher authority within the department if you believe the officers acted improperly. Legal resources and consumer protection agencies might also be able to offer some guidance.

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