Q: My ex wife has a loan she defaulted on and the bank is taking it from my checking because her name is still on it.
We have been legally divorced since March 2020. She got all her own accounts and I never thought any more about it. She has apparently taken a loan out since then and has defaulted. The bank is taking the money from my checking account because her name is still on it. I can’t get ahold of my ex wife to discuss recouping the money.
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A:
I'm sorry you're going through this situation. Start by gathering all your divorce documents and any paperwork that shows your ex-wife is no longer associated with your accounts. This evidence will be crucial in proving your case to the bank.
Next, contact your bank immediately. Explain the situation clearly and provide them with the necessary documentation to remove your ex-wife’s name from any joint accounts. Ask them to stop any automatic withdrawals linked to her loan and ensure your account is protected moving forward.
If the bank isn't responsive or the issue persists, consider seeking legal advice. A lawyer can help you navigate the process and ensure your rights are fully protected. Additionally, monitoring your accounts regularly can help prevent similar issues in the future.
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