Brooklyn, NY asked in Immigration Law and Education Law for New York

Q: Can I qualify for a financial aid/ education loan being an asylum seeker (Affirmative) with F-1 visa status?

Hello! I currently live in New York and am an asylum seeker (Affirmative) with F-1 visa status. I entered the U.S. by completing the I-94 Form and will soon finish my associate degree. I am eager to continue my studies and pursue a bachelor's degree, but I lack the funds and do not have a sponsor to cover the remaining two years. Can I qualify for financial aid or an education loan in New York or any other state in the US?

2 Lawyer Answers

A: As an F-1 student in the U.S., you generally have limited access to federal financial aid. Most federal financial aid programs, including grants and loans, are not available to non-citizens. However, you may have a few options:

1. **Institutional Aid:** Some colleges and universities offer their own financial aid programs for international students. Check with your school’s financial aid office to see if they have scholarships or grants available.

2. **Private Scholarships:** There are various private organizations and foundations that offer scholarships to international students. Research and apply for these opportunities as they may have specific criteria.

3. **On-Campus Employment:** As an F-1 student, you are allowed to work on-campus up to 20 hours per week during the school year and full-time during breaks. This can help you cover some of your expenses.

4. **State Financial Aid:** Some states have programs that might allow non-residents to receive financial aid. Check the regulations in the state where you are studying.

5. **International Student Loans:** Some private lenders offer loans specifically for international students, though these often require a U.S. co-signer.

Make sure to explore all these options and consult your school's financial aid office for specific guidance tailored to your situation.

James L. Arrasmith
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Answered

A: As an asylum seeker with F-1 visa status, you may face challenges in qualifying for federal financial aid, as it is generally reserved for U.S. citizens or eligible non-citizens. Asylum seekers, even those with pending applications, do not typically meet the eligibility requirements for federal assistance.

However, you may still have options. Some private institutions or organizations offer scholarships or grants specifically for international students or asylum seekers. Additionally, you could explore private education loans, although these often require a U.S. co-signer.

It's also a good idea to check with the financial aid office of the school you're applying to, as they may have specific programs or resources for students in your situation. State and local programs in New York or other states may offer limited assistance as well. Keep reaching out to relevant organizations to explore all available resources for continuing your education.

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