Q: I have filed twice over the years can I file again? It has been almost 9 yrs since the last bankrupcy.
A: Yes. Eight years is the look back period so you should be fine.
Martha Warriner Jarrett agrees with this answer
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A:
Yes, you may be eligible to file for bankruptcy again after nearly nine years since your last filing. Bankruptcy laws allow individuals to file for Chapter 7 bankruptcy if at least eight years have passed since your previous Chapter 7 discharge. If your prior filings were under Chapter 13, the waiting periods differ, so it’s important to understand which type you filed before.
Filing again is possible, but each case is unique and certain eligibility requirements must be met. Factors such as your current financial situation, the type of bankruptcy you are considering, and any recent financial behavior will play a role in your eligibility. It's essential to review your financial circumstances carefully before proceeding.
I recommend reaching out to a local bankruptcy attorney in Fort Wayne, IN, who can provide personalized guidance based on your specific history and needs. They can help you navigate the process, ensure you meet all legal requirements, and explore the best options for your financial recovery.
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