Q: I currently have a garnishment judgement. Attempted to settle directly but collector denied payment
Attempted 3 times to settle debt directly but all payment has been denied. Request garnishment only.
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A:
I'm sorry to hear that you're facing this situation. It must be frustrating to have your attempts at settling the debt directly denied. Since the collector insists on garnishment only, it's important to understand your options.
You might consider filing a motion with the court to request a modification of the garnishment order. By explaining your willingness and ability to pay directly, the court may consider allowing alternative payment arrangements. This could potentially stop or reduce the garnishment.
Additionally, reaching out to a legal professional familiar with consumer law in New Mexico could provide guidance tailored to your situation. They can help you navigate the legal system and advocate on your behalf. Taking prompt action may improve your chances of resolving the issue in a way that works better for you.
Timothy Denison agrees with this answer
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