Q: Is a liability waiver enough to protect my event organizers and me for the events we organize for free for a community?
Hello,
I organize weekly events for free for a group of French speakers around San Francisco, California.
we do bars, restaurants, hikes, city tours, wine tastings, and more.
We are currently just a group on a site called meetup.com and do not have a legal entity.
Yet, we now have 2,400 members and organize more complicated events, and do events more frequently.
So, I would like to make sure that my event organizers and myself are protected from lawsuits/damages/... in case something goes wrong in an event.
May you help me understand if signed waivers are enough?
Or if I should create a legal entity, and if so, which type?
Thanks,
Pierre
A:
While liability waivers provide some protection, they alone may not fully shield you and your organizers from potential legal issues, especially with such a large group participating in diverse activities.
Given the scope of your activities and member count, forming a legal entity like a non-profit corporation or LLC would offer stronger protection by separating your personal assets from the organization's liabilities. This structure could also help with insurance coverage, which is crucial for activities like hiking and wine tasting that carry inherent risks.
Your best course of action would be to consult with a business attorney who can help you set up the appropriate legal entity and draft comprehensive waivers tailored to your specific activities. The attorney can also guide you through obtaining proper insurance coverage and establishing safety protocols to minimize risk for both organizers and participants in your French-speaking community events.
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