Q: How can I dispute a collection agency or get a reduced price for a college tuition debt
I graduated two years ago from Lock Haven Pennsylvania but I was unable to pay the last semester of my tuition and it got send to an agency what can I do to get this amount reduced or completely cut, or how can I get the college to release my actual transcript
A: You'd have to give them a really good reason why they should take a hit on the balance owed. Why should they cut you a break? That's the question you to which you must have an answer. Once the debt is paid, then you get your transcripts, but not before. That's the way things work in the world.
A: It could depend on the agency. Some are more aggressive than others. You could try to negotiate a lower figure if you are newly out of school and struggling. They MAY or MAY NOT be receptive to your attempts. No one here can say what their position will be. They could say no. If you DO succeed in negotiating a figure (I hope you are successful there), and the agency is interested in closing the account and moving on, make sure you get a release or closing papers that confirm you are done with the debt and the collection/legal action - inclusive of everything - interest, attorney fees, court costs, penalties, if any. Good luck
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