Q: if I opt out of PIP, am driving my own vehicle and am in an accid can I receive wage loss benefits from the at fault dri
I have no PIP coverage but I have liability insurance. I am in an accident that is not my fault. Can I receive PIP benefits such as wage loss from the at fault drivers insurance company? I have privet health insurance. Does the MACP apply to me?
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- Michigan
- (734) 994-0200
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- Answered
A:
Hi,
You would still be eligible for wage loss benefits from your auto insurer even though you opted out of medical coverage under your policy. The only exception would be if you were older and opted out of wage loss coverage. Usually this would apply to individuals who are retired and are out of the work force. You could also claim replacement services even though you do not have auto medical coverage. The at-fault driver would be responsible for paying your accident-related medical expenses. MACP would not apply to you because you have no-fault coverage and opted out of medical.
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