Q: The other occupants didn't use all medical expenses can I max out the vehicle limit because my injury have more expenses
Got in an auto accident as a passenger, the driver and other passenger received less then ten thousand together, and I've billed 100 thousand over the policy limit but in need of a lot more surgeries have 14 herniated disks,11 can be shown as new damage and ligaments and tendons still damaged have had Fixed Disk Surgery on three disks and now my sciatica nerve is hurting but the orthopedic won't even prescribe me my medicine because I've billed more then the policy limit should I have my orthopedic apply my insurance that would bring my claim to with in the policy per occupant, but it's a 250/5000 so can I use what medical is still available for the whole of the vehicle amount of coverage.
A: The most you can recover individually is $250,000 regardless of how much the other injured parties have used. If you are having trouble getting your expenses reimbursed by the insurance company, you need to engage an attorney to advocate on your behalf. There may be other avenues of recovery to explore if you have already received the policy limits of the at fault party's insurance. Schedule a free consultation to make sure that you maximize your recovery.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
