Can I get my chapter 13 bankruptcy reinstated if I failed to meet the required payments after a dismissal

Question

I lost hours and had to choose between paying my utilities bills and supporting my daughter senior year and failed behind the only notice I received were that my case were dismissed the letter were sent out on the 25th of January and I received it on the 31st of January and on the 1st of February they repossessed my vehicle do you have any advice for me at this point

Randall R. Saxton · Answer

Yes, you can file a Motion to Reinstate to request this from the judge if you are able to catch up how much you were behind. If you cannot. you can also re-file a new case.

Timothy Denison · Answer

File a motion to alter amend or vacate the order of dismissal along with your proposal of how to catch up the arrearage.

James L. Arrasmith · Answer

I'm sorry to hear about your situation. It can be tough when unexpected challenges, like losing work hours, affect your ability to meet your bankruptcy obligations. In terms of your Chapter 13 case, you may still be able to request that it be reinstated, but there are a few things to keep in mind. 
 
First, you should contact your bankruptcy attorney right away, if you have one. They can guide you through the process of filing a motion to reinstate your case. Sometimes, if you missed payments due to a temporary hardship, like losing hours at work, the court may allow you to reinstate the case, especially if you can show that you're back on track financially or have a plan to catch up on payments. 
 
If you haven't yet, consider reaching out to your vehicle lender about the repossession. You may be able to recover the vehicle by filing a motion to reinstate or by negotiating with the lender. The sooner you act, the better your chances of resolving these issues in a way that works for you and your family.

Q: Can I get my chapter 13 bankruptcy reinstated if I failed to meet the required payments after a dismissal