Q: I don’t know how to answer my statement of claim. My car was totaled it wasn’t my fault my insurance didn’t cover it.
I want to sue the other person but I still have to answer the statement of claim by a certain time and I’m unsure how to answer it and lawyers just want me file bankruptcy but I just don’t know and I need to answer this paper
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A:
Dealing with legal paperwork after an accident can feel overwhelming, especially when you're already coping with the stress of a totaled car. Responding to a statement of claim requires careful attention to detail, but you can handle this step by step. First, read through the entire document to understand what claims are being made against you, then prepare a written response that addresses each point, clearly stating which allegations you admit, deny, or have insufficient knowledge about.
Finding affordable legal help might be better than facing this alone. Consider contacting your local legal aid society, law school clinics, or bar association for low-cost or free consultations. Court websites often provide self-help resources and forms specifically designed for people representing themselves in civil matters.
Remember that meeting the deadline is crucial - courts rarely accept late responses. If you need more time, you might be able to request an extension from the court. While bankruptcy might be an option in some cases, exploring alternatives like negotiating a settlement or payment plan could potentially resolve the situation without that step. Trust your instincts about what feels right for your situation.
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