Q: Why does a Tennessee tax deed need a quiet title suit for insurance?
I'm trying to obtain title insurance for a property bought at a Tennessee delinquent tax sale seven years ago. The title company advised me to file a quiet title suit, but Tennessee state law claims absolute title is granted one year after purchase. Why is there a discrepancy between the law and the title insurance company's requirements?
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A: If an insurance company demands certain assurances of title, then they do not have to issue a policy if they are not satisfied. Try to find another title insurance company as there are different requirements and lawyers involved. Or do not buy an owner's title policy. Or cure the title through litigation, etc.
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