How to check unauthorized bank account opened by business partner in Delaware?

Question

I own a business in Delaware and am concerned that my partner might have created another bank account using my credentials or my business name without my permission. My partner has a copy of my passport, my ID, and the latest Annual Franchise Tax of the company on his WhatsApp. Although I have not noticed any irregular activity in our current business account, my partner's refusal to discuss the matter and his dismissive behavior have raised my suspicions. How can I check if another account has been opened in my or my business's name without my knowledge?

James L. Arrasmith · Answer

You've raised an important concern about potential financial impropriety. Discovering unauthorized accounts requires a systematic approach that protects both you and your business interests. 
 
First, request your ChexSystems report and credit reports from all three major bureaus (Experian, Equifax, and TransUnion), which will show accounts opened in your name. Contact the Delaware Office of the State Bank Commissioner to inquire about business accounts associated with your company's EIN or name. You might also consider visiting major banks in your area with your identification and business documents to ask if accounts exist under your business name. 
 
If you discover any unauthorized accounts, document everything and consider consulting with a banking attorney familiar with Delaware business law. You may need to file a police report for identity theft and work with the banks to close fraudulent accounts. Moving forward, regularly monitor your credit reports, consider freezing your credit, and revisit your business agreement with your partner to implement stronger financial controls and transparency measures that protect everyone involved.

Q: How to check unauthorized bank account opened by business partner in Delaware?