Southfield, MI asked in Collections for Michigan

Q: Can a debt collector sue after 6 years of non-payment?

I have a debt for college fraternity dues that I haven't paid since before October 2018. I haven't acknowledged the debt in writing and have not received any legal notices from them. The collector only contacts me through phone calls. Can the collector still sue me for this debt after over 6 years?

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1 Lawyer Answer

A: The collector can sue, but if you properly raise the statute of limitations as a defense, and no payment was made on the debt in the last six years, you should win. You may have to defend the suit to assert this defense.

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