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Questions Answered by Benjamin T. Norton
3 Answers | Asked in Personal Injury for Colorado on
Q: My wife was in a car accident in Jan 2020 where the other driver ran a red light and was cited. She hasn't worked since,

Things are getting bad financially. She's seen quite a few MDs and therapists. She gets some relief but in a few days is back to very bad pain. The only job she studied for and worked for 25 + years is dental hygiene amd working in that position now is impossible due to her pain. We retained... Read more »

Benjamin T. Norton
Benjamin T. Norton answered on Aug 29, 2020

MMI is more of a worker's comp term rather than personal injury. As stated above, it is not required. However, your wife's settlement with the third party insurance company is a lump sum payment. So typically it's best to wait until treatment is finished so that the attorney and her... Read more »

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3 Answers | Asked in Personal Injury for Colorado on
Q: I am reading CO Rev Statute 10-4-609 (UM/UIM) as my Insurance Co cannot "offset" what the at vault party's Insurance Co.

has paid in settlement. Am I correct? ie, At fault drivers insurance policy paid full amount of coverage $100,000.00. My future medical cost will be greater than that.

Thank you both for quick responses. So here is my scenario.

At fault party's insurance has paid policy max... Read more »

Benjamin T. Norton
Benjamin T. Norton answered on Sep 3, 2019

I understand why you might think that but unfortunately that is not the case. 1(c) states that UM/UIM "shall cover the difference, if any, between the amount of the limits of any legal liability coverage and the amount of the damages sustained." The statute recognizes that one may be... Read more »

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