Q: Who do i talk to about tax forcloser? I want to set up pay plan with bank
A: I would be happy to discuss a Chapter 13 Bankruptcy filing with you if you are interested. This would stay (legall stop) the foreclosure sale and force the lender and the County tax auditor's office to accept a monthly payment on the past due amount(s) in a Chapter 13 Plan. You would have the protection of the US Bankruptcy Court via 11 USC, Section 362 and creditors would not be able to increase the balances. Check out our web site at www.ryanlegalservices.com for more information concerning the chapter 13 process, your options, etc. A ch 13 filing may also enable you to remove a second mortgage, other liens on the property, and permit you to pay a percentage of unsecured debt (while getting a discharge on the rest of it). Each case is different, so if you are told "one size fits all" by anyone, they are mistaken.
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