Ohio Bankruptcy Questions & Answers

Q: Looking to do bankruptcy again but don't have money for a lawyer

1 Answer | Asked in Bankruptcy for Ohio on
Answered on Apr 15, 2019
Timothy Denison's answer
Contact your local bar association or your legal aid society.

Q: My mother died last year. My dad added me to the deed to keep everything out of probate if anything happens to him.

2 Answers | Asked in Bankruptcy for Ohio on
Answered on Mar 27, 2019
Kenneth L. Sheppard Jr.'s answer
It doesn't sound as if the house is your primary residence, so the homestead exemption does not apply. Therefore, if you filed for Chapter 7 bankruptcy, one half of the value of the home is subject to liquidation. On the other hand, if the residence is your primary residence, then the homestead exemption would apply to your one-half interest. Value of the residence would need to be determined to answer the question of whether there is any unprotected equity of your interest.

Q: If my car is in a chapter 13. If the car is payed off will a trustee adjusts payments accordingly

2 Answers | Asked in Bankruptcy for Ohio on
Answered on Mar 1, 2019
Timothy Denison's answer
Yes. However, if you are in a less than 100% repayment plan, you may still have to continue with the same payment.

Q: I bought a car with my fiancé he filed chapter 7 and the loan was discharged he did not sign a reaffirmation form but I

2 Answers | Asked in Bankruptcy for Ohio on
Answered on Feb 3, 2019
Timothy Denison's answer
If you signed on the car loan, you are still liable to pay for it. The debt is discharged as to your bf, but not as to you. Depends on how much equity is in the car as to whether you should surrender it if you are NOT on the loan.

Q: I spoke to a lawyer about qualifying for bankruptcy and she said we made too much to try back in a couple of months when

3 Answers | Asked in Bankruptcy for Ohio on
Answered on Jan 31, 2019
John Martin Hilla's answer
You need to re-discuss your bankruptcy eligibility questions and options with the same lawyer or a different bankruptcy lawyer in your geographic area.

It is important to remember that virtually everyone "qualifies" for one type of bankruptcy or another (Ch 7 vs 13 vs individual 11, etc.). It sounds like you and the lawyer discussed Chapter 7 only. Chapter 13 in particular is always available if you have income flowing in.

The impact of a new vehicle purchase upon a subsequent...

Q: Acquired debt from when I was married...

1 Answer | Asked in Bankruptcy for Ohio on
Answered on Jan 10, 2019
Timothy Denison's answer
Not exactly sure of your situation but if he bankrupted it, it will NOT show up as good standing, especially if paid by you.

Q: I am currently unemployed. I do not even know the first step to getting a process such as bankruptcy started?

1 Answer | Asked in Bankruptcy for Ohio on
Answered on Dec 25, 2018
Timothy Denison's answer
Find a local competent bankruptcy attorney who can guide you through the process. Do not attempt to do it yourself. They can help you get a fresh start, which is what chapter 7 is designed to do.

Q: I have a car that I just got out of repo. Made a few months pay on it. Can I file chapter 7 and not make this payment

2 Answers | Asked in Bankruptcy for Ohio on
Answered on Dec 6, 2018
Timothy Denison's answer
If you don’t make the payment they will ultimately take it but it is temporarily protected by the automatic stay. If you want to keep the car, keep paying for it. If you don’t want the car, stop paying for it.

Q: How much is the income to get legal aid in akron ohio

1 Answer | Asked in Bankruptcy for Ohio on
Answered on Nov 16, 2018
Timothy Denison's answer
You can check with your local legal aid and they can give you their guidelines for income eligibility.

Q: I filed for bankruptcy when I was single, but now am thinking

1 Answer | Asked in Bankruptcy for Ohio on
Answered on Nov 16, 2018
Timothy Denison's answer
Shouldn’t affect it at all going forward.

Q: As an officer of a 501c4 corporation am I personally liable for a copyright infringement by the corporation

2 Answers | Asked in Copyright, Bankruptcy and Business Law for Ohio on
Answered on Oct 31, 2018
Joseph Michael Romano Esq's answer
Can't even answer without knowing more. Please call to set up an appointment.

Q: I'm being sued in a state I just moved from, I was not probably served the summons for my court date.

1 Answer | Asked in Bankruptcy and Contracts for Ohio on
Answered on Oct 27, 2018
Timothy Denison's answer
You should probably hire someone in that state to represent you.

Q: Can you file bankruptcy on credit card and medical dept only?

2 Answers | Asked in Bankruptcy for Ohio on
Answered on Oct 23, 2018
Joseph Michael Romano Esq's answer
That is not a question that can be answered in this thread. That, most likely, takes a consultation; an understanding of how bankruptcy works and how it is different than debt consolidation. If you want a shock answer it will be, in my opinion, never do a debt consolidation. But, I cannot say that definitively because I do not know your circumstances.

I would like to schedule a consultation to talk with you to discuss.

Q: I gave my car back to the bank.

1 Answer | Asked in Banking, Contracts and Bankruptcy for Ohio on
Answered on Oct 20, 2018
Timothy Denison's answer
Same answer I gave last question.

Q: Are there any kinds of people who are actually not allowed to file for bankruptcy whatsoever?

1 Answer | Asked in Bankruptcy for Ohio on
Answered on Oct 19, 2018
Timothy Denison's answer
No. Everyone has the right to file, although circumstances can determine whether it is prudent to do so.

Q: I cannot get approved for a new car loan because my old was listed in a bankruptcy

1 Answer | Asked in Bankruptcy and Contracts for Ohio on
Answered on Oct 1, 2018
Timothy Denison's answer
Unless you signed a reaffirmation agreement or you have equity in the old car, Return the old car to the bank and stop paying on it.

Q: My car was listed in a bankruptcy the bankruptcy was dismissed because no collections came forward.

1 Answer | Asked in Bankruptcy, Contracts, Banking and Collections for Ohio on
Answered on Sep 30, 2018
Timothy Denison's answer
If the bankruptcy was dismissed, you still owe the debt.

Q: Does the CH13 applicable commitment period begin from date of 1st payment or confirmation date?

2 Answers | Asked in Bankruptcy for Ohio on
Answered on Sep 25, 2018
Joseph Michael Romano Esq's answer
The APC is 60 payments, not 60 payments from confirmation.

Q: Can I file bankruptcy alone?

2 Answers | Asked in Bankruptcy for Ohio on
Answered on Sep 25, 2018
Stuart Nachbar's answer
If you are officially divorced, yes you can. Remember to include any and all bills in your name

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.