Timothy Denison's answer If you signed on the car loan, you are still liable to pay for it. The debt is discharged as to your bf, but not as to you. Depends on how much equity is in the car as to whether you should surrender it if you are NOT on the loan.
John Martin Hilla's answer You need to re-discuss your bankruptcy eligibility questions and options with the same lawyer or a different bankruptcy lawyer in your geographic area.
It is important to remember that virtually everyone "qualifies" for one type of bankruptcy or another (Ch 7 vs 13 vs individual 11, etc.). It sounds like you and the lawyer discussed Chapter 7 only. Chapter 13 in particular is always available if you have income flowing in.
The impact of a new vehicle purchase upon a subsequent...
Timothy Denison's answer Find a local competent bankruptcy attorney who can guide you through the process. Do not attempt to do it yourself. They can help you get a fresh start, which is what chapter 7 is designed to do.
Timothy Denison's answer If you don’t make the payment they will ultimately take it but it is temporarily protected by the automatic stay. If you want to keep the car, keep paying for it. If you don’t want the car, stop paying for it.
Joseph Michael Romano Esq's answer That is not a question that can be answered in this thread. That, most likely, takes a consultation; an understanding of how bankruptcy works and how it is different than debt consolidation. If you want a shock answer it will be, in my opinion, never do a debt consolidation. But, I cannot say that definitively because I do not know your circumstances.
I would like to schedule a consultation to talk with you to discuss.
Joseph Jaap's answer If the parties cannot agree on who will be responsible to pay the debt, then the court will decide that as part of the divorce. Debt incurred while married, could be split equally. Debt incurred prior to marriage, would probably remain that spouse's responsibility to pay. Your friend should use the Find a Lawyer tab to review all the facts and advise.
Timothy Denison's answer Usually an order is tendered with the motion and signed although a calendar order or notation is just as effective. Call the clerks office and ask if the order has been entered. Time starts to run from entry of the order or notation.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.