Q: My car insurance company stopped paying my medical bills after I went to an exam with their doctor. Can I appeal?
A: Under New York's No-Fault provisions of the Insurance Law, you can arbitrate the decision to deny you further medical benefits. However, if you have a personal injury claim or lawsuit arising out of this accident, it is preferable that you wait until the completion of the personal injury case to arbitrate the No-Fault denial of benefits. The reason for this is that if you lose the arbitration, that decision could be used by the defendant in the personal injury case to establish that your injuries do not meet the No-Fault "threshold", which is the standard of injury you must prove in the personal injury case.
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