If you bought the car or it was gifted to you, and you own it outright or your name is on financing or leasing documents, and title, registration and insurance are under your name, you are generally free to do what you want with the vehicle. However, the reason someone might such a question might... View More

Samuil Buschkin Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 3, 2025

If a car is titled and registered in your name, you generally have the right to take it with you when you leave home in New York or New Jersey. The name on the title determines ownership, not who paid for the car or whose name appears on the insurance. As the legal owner, you may use, move, or... View More

Lyaman F. Khashmati Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 27, 2025

I’m sorry this happened — that’s a really stressful situation. Since you only gave permission for the person to use your car for one hour, their actions after that could be considered “unauthorized use.” In many cases, once permission ends, your insurance company (like Progressive) may... View More

I'm sorry this happened to you. It sounds like a difficult claim, and the situation is not uncommon in situations where there is no first-party collision coverage and sole source of recovery is the other vehicle's liability coverage. State Farm won't generally reflect inconvenience... View More

Stephen Bilkis Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 22, 2025

I understand how frustrating it must be to deal with an insurance settlement that feels unfair, especially after losing a reliable vehicle and facing delays in communication and rental assistance. When your car is declared a total loss in New York, the at-fault driver’s insurance company must... View More

Sorry to hear what happened to you. State Farm is only going to pay you the fair market value of the vehicle. As my colleague correctly advised, you can certainly take issue with their valuation. If State Farm refuses to budge, however, your only real alternative is to bring a lawsuit against the... View More

I'm sorry this happened to you. The short answer to your question about how to proceed would be to be persistent in requesting the paperwork you need from the carrier, whether in the form of certified mail, email, or other means. You would want to gather delay letters, denials, explanations of... View More

Sorry to hear what you're going through. As my colleague correctly advised, if you had a lawsuit which settled, enter judgment against the defendant for the settlement amount, along with costs and disbursements. Unless otherwise ordered by the court or agreed to by the parties, under New York... View More

Lyaman F. Khashmati Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Sep 19, 2025

I’m really sorry to hear about what your family is going through. A crash, an arrest, and the stress of immigration paperwork all at the same time can feel overwhelming, and it’s completely understandable to be worried about how these different issues may affect each other.

The good... View More

I'm sorry about your family member's accident. Your post does not mention injuries to the motorcycle operator, and I hope that means there were none. However, please keep this in mind about any medical bills. In New York State, motorcycles are generally excluded from no-fault coverage.... View More

To give you a definitive answer, attorneys would probably want to see the life insurance policy. Life insurance policies can operate as a contract, independently of estates and wills. In many cases, they do that in a straightforward manner. But it's possible the insurance carrier may be... View More

I'm sorry this happened to you. To advise meaningfully, an attorney would probably want to see the terms of your insurance plan, and the policies of the doctor's office, and how visibly they were posted.

But here's a quick response that could hopefully help you resolve this... View More

I'm sorry about your accident and aggravation in getting compensated for your damages. Annotating a standard proof of loss form could sometimes backfire. I understand your point. But insurance companies use standard forms in all their interactions on property & casualty claims. Annotating... View More

Addendum - I just wanted to supplement what I mentioned earlier in my response. I just noticed that you also included "medical damages" in your list of damages. That suggests you filed an NF-2 application for No-Fault Benefits. I hope you're okay, but if your matter does involve... View More

If you received an arbitration award and payment has not been timely made, your next step is to file a petition to confirm the award. Keep in mind that if the award is over $5,000, the insurance company can request a de novo review of the arbitration award (which is akin to a lawsuit). Here's... View More

Stephen Bilkis Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 17, 2025

This situation can understandably be overwhelming, especially when you were not at fault in the accident. In New York, being sued for a motor vehicle accident requires immediate attention, even if you believe liability rests entirely with the other driver. Since you have learned about the lawsuit... View More

Kevin Dana Gratt Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 28, 2025

Hi there. You should immediately contact your insurance company that insured your vehicle at the time of the accident. They are typically obligated by contract to provide you with no cost legal defense for the accident and they are generally required to indemnify you (pay for damages up to your... View More

I'm sorry about your accident. As my colleagues correctly advise, notify your insurance carrier immediately. They'll assign an attorney to defend you. Make a copy of the summons and complaint and give the original to your insurance carrier. I wouldn't lose sleep over this because the... View More

Addendum - 'Just an added point on deadlines. New York, like other no-fault jurisdictions, is unforgiving in its short timetables to apply for no-fault benefits. There is a time window of only 30 days from the date of accident to file. If you file for no-fault benefits, please DO NOT wait... View More

Sorry to hear what happened to you. in the application for no-fault insurance benefits, there's always a section which asks how you were injured. If the case against your GF went to trial and you were called as a witness, you could conceivably be questioned about your application (assuming it... View More