Frederick, MD asked in Collections for Maryland

Q: My Granddaughter owes a credit card debt which she aquired before she was married and is her maiden name. She lost her

Job and did not pay the debt. Now a collection lawyer has sued her for $7524.69 and the trial is set for October in Maryland court. I have called the lawyer and offered to settle her debt for $3000 which is all I can afford. They refused and offered to settle for $6500. I certainly cannot afford that. My granddaughter lost her job and cannot find another one. She has nothing so they said they will get a judgement against and the interest and fees will just keep mounting up. She only has $50 in her bank account, they can have that. The only thing she has is the house with her husband and it is not worth the money they paid for it, they are underwater now and may have to go to forclosure. Will the judgement place a lien on the house even though it is also in her husbands name?

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1 Lawyer Answer

David Thomas Wagner

Answered
  • Collections Lawyer
  • Rockville, MD
  • Licensed in Maryland

A: If the original debt is in her name only and the property is owned/titled in both names as tenants by the entirety or joint tenants then any judgment against her individually will not attach to and become a lien against the house.

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