Q: If i cant pay me credit cards can i go bankrupt?
The only bar to filing is the Means Test. If you can pass the means test (look at my other response for an in-depth explanation of the means test) then you can file. Next you should examine if you should file, by examining the amount owed and exemptions - you would hate to loose your home or car.
I would suggest you meet an attorney for a Free Initial Consultation, to determine if you are a candidate.
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