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Questions Answered by Robert A. Velez-Montes
2 Answers | Asked in Bankruptcy for Puerto Rico on
Q: How long after filing for bankruptcy will the creditors stop calling me?
Robert A. Velez-Montes
Robert A. Velez-Montes
answered on Aug 2, 2017

As soon the creditors got the notice of the filing, they will stop. If a creditor calls you should just tell them you filed for BK and give the case number.

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1 Answer | Asked in Consumer Law, Estate Planning and Real Estate Law for Puerto Rico on
Q: Property Registry, Inheritance and Reverse Mortgage

My mother-in-law is looking to get a reverse mortgage on her house. We discovered that she and her late husband are the people who hold the mortgage, her late husband is the registered owner with CRIM but her parents are the who the property is registered with with the Property Registry.... View More

Robert A. Velez-Montes
Robert A. Velez-Montes
answered on Apr 11, 2017

Most likely a "Declaration of Heirship (Declaratoria de herederos)" , and a form to the Treasury Department needs to be filled in order to register the house in the Property Registry to the heirs. Also your husband can donate his participation in the heirship to his mother. All that... View More

2 Answers | Asked in Estate Planning for Puerto Rico on
Q: Can a notary in Puerto Rico write up a will or does it have to be done by an attorney?
Robert A. Velez-Montes
Robert A. Velez-Montes
answered on Apr 11, 2017

In Puerto Rico we have Civil Law notary system. All notaries in PR must be attorneys first. An attorney that does not have a notary license can not make a will. Also a will in PR have very strict and specific formalities necessary to be valid (for example we have "forced heirship") not... View More

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