Q: We own the land my father's mobile home is on. He rents it to a third party. We don't want his wife on the property.
Her name is not on the title of the mobile home nor on the lease we have with our father. We have informed her she is not welcomed on the property. She likes to sue people. We have required him to provide liability and renter's insurance. Should we have him add us as a rider for the insurance?
A: You should notify the wife in writing that she is not to come onto your property. You should send the notification in a manner that requires her to sign for it and you should have witnesses to the contents of the notice and to your having sent it. You may be able to get on your father's liability insurance policy as an additional or named insured. However, it is unlikely the renter's insurance would cover you, as the landlord. Also, you should talk to your insurance agent about whether you need other or additional insurance to cover the things that you are concerned about.
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